Colonization of Mexico Essay Example for Free

Colonization of Mexico Essay The main purpose of this chapter is to explain the process of the Mexican northern states conquest. It addresses the events that occurred since the Mexican independence from Spain to the annexation of Texas to the United States and the loss of the Mexican more than half territory. 2. The key question(s) that the author is addressing is: What were the facts that led to the conquest of Mexican territories by the United States? What led to the legacy of hate? 3. The most important information in this article/chapter is: The chapter give us the causes of why the hate of legacy started and why it is still impacting. 4.The main inferences /conclusions in this article/chapter are: Mexico did not just lose over half of its territory, but also dignity. The wars brought losses that impacted the lives of Mexicans. Mexico didn’t just loss part of its land that would make it a major powe, but also its population, which day by day migrate in search of survival. 5.The key concept(s) we need to understand in this article is (are): * September 16, 1810 Mexico won independence from Spain (Miguel Hidalgo y Costilla, Jose Maria Morelos, and Guadalupe Victoria). * Mexico was on bankrupt, with low stability. Wanted to form a nation state and create an overriding identity. * Texas and Mexican war interrupted the process of state formation. * 1800-1819 United States expanded through a series of purchases and aggressions dramatically, bordering Texas, New Mexico and some other Mexican territories. * United States started thinking Texas once belonged to them and started the process of annexation and invaded Mexico which led to a bankruptcy to the country. * The United States believed in the manifest destiny. They said God had chosen them to expand trough out the continent and spread democracy. * President Adams offered to by Texas for $1 million, Mexican officials refused the offer; United States started an aggressive diplomatic campaign. * On May 13, 1846 congress declared war. * February 2, 1848 the Mexican congress ratified the Treaty of Guadalupe Hidalgo with Mexico accepting the Rio Grande as the Texas border and ceding almost half of its territory in return of 15 million. * By these concepts the author means: By those concepts the author addresses the facts that led to the Conquest of most of half of Mexican Territory. After Mexico gained independence from Spain, Mexico wanted to become a nation sate, but the process was interrupted when the Texas war begun. United States believed in manifest destiny and started expanding trough out its south. They tried to purchase Texas for 1 million but Mexico refused, war was declared and Mexico accepted lost Texas and some other territories on the northwest trough the Treaty of Guadalupe Hidalgo. 8.The main point(s) of view presented in this article is (are) The Treaty of Guadalupe Hidalgo has not been clear and its interpreted in favor of special interests. It is said that it continues to be violated and that it has led to a legacy of hate that has impact our lives.

Deposit Mobilisation in Banks

Deposit Mobilisation in Banks Deposit mobilisation is one of the crucial functions of a conventional financialinstitutions or banks to satisfy one of the requirements of a banking business, i.e.sourcing of funds or borrowing money from customers.Continuous and adequate deposit mobilisation would ensure the bank shall be able tosustain its business of lending and investing, thus incurring profit for future growth.Nevertheless, different types of deposits have different and distinct characteristics andfeatures which in consequence impose different risks and costs to the banks. Therefore, inmany cases, deposit mobilisation strategy relies heavily to the banks asset and liabilitymanagement policy.In a relationship between bank and depositors, the rights and duties for both parties varyaccording to the nature of deposit mobilisation. The ability of the bank to fulfil their duties is an important measure of the banks acceptance by the public, or by far as acomparison yardstick with other banks. Deposit mobilisation of a bank and its importance a. Introduction Banks mobilise deposits as their primary source of funds. Having optimaldeposits level, banks shall be able to lend the funds to generate interest onlending. In addition to lending, the deposits fund can be placed in certaininvestments avenues which suits the banks or the deposits objectives.Deposit mobilisation is a continuous function for a bank to ensure the sumtotal of deposits at any time adequate to maintain the current level of lending and investments especially to compensate the withdrawals madeby depositors. Usually, the deposits level is kept slightly or certainpercentages above the lending and investments level to ensure the bank has adequate cash reserves to meet expected withdrawals and alsorecurring withdrawals. The cash reserves are called Liquidity Reserves.Deposits bring costs to the banks, either on the maintenance of thedeposits and its transactions or on the interest payout onto the depositsupon deposit maturity.b. How Bank Mobilises Deposits Bank receives deposits from individuals, organisations and businesses,initially by opening an account with the bank itself. Based on the types of deposits, minimum initial deposits are set together with the rules andregulations governing the accounts.Subsequent deposits can be made into the accounts, except for timedeposits where the amount is fixed until deposit maturity.Depositors maintain deposits with specific banks due to many factors, butin particular trust and confidence with the banks are the major factors.Once these are established, the banks continuously attract depositors anddeposits by providing convenience banking, quality services, excellentbrand association and higher interest payout.However, there are instances where depositors put their money into thebanks mainly for security purposes, i.e. the banks to protect their moneyfrom loss and theft and also warrant the deposits from investment loss. Assuch in Malaysia the government provides guarantee upon deposits placedwi th commercial banks. 59 http://htmlimg1.scribdassets.com/4mk9wp2tcwe8wo/images/59-b2561607ca.pnghttp://htmlimg1.scribdassets.com/4mk9wp2tcwe8wo/images/59-b2561607ca.png Banks are competing against each other to attract deposits and newdepositors. Normally interest payout rates, locations and services are themain attractions to the mass market. However, some banks are going intothe niche markets and thus providing specific attractions to the targetedmarket segment. One example is the pensioners group, where specificproducts are developed with special features which suit their lifestyles.Sometimes banks do promotions with door-gifts, lucky draw, establishsavings clubs, staff get customers programme and else to ensure thedepositors base and deposits keep growing and to instil loyalty to thedepositors.Some deposits products have also grown from a single purpose deposits tocombined purpose products to meet higher expectations from customers.For example, attachment of insurance scheme, combination with debitcard, etc.c. The importance of deposits Deposits are the primary source of funds for a bank, which facilitates theuses of funds (loans and investments). The higher the deposits amount, thebigger the lending and investments portfolio can be maintained by thebanks to sustain its expansion and future growth.The banks must have adequate deposits to meet the lending volumerequired by the public and at the same time maintain extra cash for withdrawals by depositors. The cash reserve is a component of liquidityreserves which measure the ability of the bank to meet its expectedwithdrawals and recurring withdrawals. The withdrawals made from thereserves are oddly-offset against new deposits which the banks shouldcontinuously mobilise. The inability to get sufficient deposits could resultin negative fund situation.The level of deposits growth also indicates the banks performance inrelation to customers satisfaction on interest payout and servicesrendered.d. Deposits as key liquidity indicator Deposits are made mainly in cash, the most liquid asset for banks. Oncewithdrawal requests are made by depositors, banks must immediatelyprovide cash for that particular purpose. As compared to other liquiditycomponents such as short term investments which take time to beconverted into cash, it is rather wise for a bank to simply get moredeposits beyond the withdrawal amount. 60 http://htmlimg4.scribdassets.com/4mk9wp2tcwe8wo/images/60-3465843250.png However, the percentage of the cash reserves must be kept at optimumlevel. Idle cash does not create profit, but in fact, brings additional costs interms of storage and insurance. Therefore, by maintaining cash reserves atoptimal level enables bank to generate maximum profits from lending andinvestment activities.The costs for cash reserves are mainly on the storage and insurance. Thestorage of cash reserves involves the requirement for adequate vaultrooms, cash in-transit security and cash handling at branches. Theinsurance costs are to cover the amount of cash available anytime atbranches or in-transit from loss, fire and theft. It generally covers themaximum cash amount allowed at branches or in-transit

Essay example --

　　Gathered from the article "Women Get the Vote† in the New York Times, â€Å"Back in July 1776, the Declaration of Independence proclaimed that all men are created equal, but it didn't say anything about women.†(Roberts, Smith), this quote reflects the central idea of the women suffrage movement. The goal was for women to be recognized with the same rights as men, which they achieved (Smiltneek). Thanks to the suffrage movement, America has been forever changed and opened new doors for females. Women of society have evolved into a strong and independent union from the resulting actions of the Women’s Suffrage Movement. 　　Early history, dating back before the women’s suffrage movement, is a key factor to the initiation to the fight for women’s rights. As far back as the Declaration of Independence, women who owned property actually had the right to vote in New Jersey but it took thirty years and that was no longer allowed in the beginning of the 1800’s (Roberts, Smith). The factor that sparked the Women’s Suffrage Movement was Elizabeth Cady Stanton and Lucretia Mott being excluded from the World’s Anti-Slavery Convention due to the fact they were females (Smiltneek). This led the women to composing the Declaration of Sentiment and Resolutions. It is a document laying out the concerns pertaining to women. Seneca Falls, New York marks the inception of the movement for women’s suffrage. This historical phase took place in the year of 1848 when Elizabeth Cady Stanton along with Lucretia Mott endorsed their document. In addition to signing this doc ument, they also composed it. Points they addressed in their testimony included the lack of education arranged for women as well as occupational openings, and laws regarding to custody of childre... ...rought positive enhancements in the duration and afterwards. In Wyoming, women were elected as mayors and an all-women’s fire department was dedicated to them. Other significant effect included Susan Wissle becoming the first mayor of Wyoming in the town Dayton of 1911. Nellie Tayloe Ross was also the first female governor in the whole nation (Layser). This paragraph’s focal point was to visualize some mass effect and historical alterations that would not have occurred at that time if the women’s suffrage movement had not taken place. 　　In conclusion, society’s women have progressed from having limited rights to having privileges they deserved all along, and in doing so, they have achieved a lifetime of rewards. The women’s suffrage movement also defined women gaining more independence by taking control of their rights as well as becoming stronger during this battle.

A Worn Path Essay -- essays research papers

In the modern short story, Eudora Welty clearly develops Phoenix Jackson as a main character who indirectly manipulates other people. Phoenix, as the speaker in â€Å"A Worn Path† holds the status of an old Negro woman who continues the everyday cycle of life. Although, in reality Phoenix is an average human being, who feels she must be rewarded for living. Phoenix believes that humanity owes her something for the troubles she encounters throughout her lifetime. When Phoenix says to the hunter, â€Å"that’s as far as I walk when I come out myself, and I get something for my trouble† (paragraph 46). Incidentally, Phoenix replies to the old hunter’s question it is quite clear that she undoubtedly is expecting compensation; whether it is a pity party or a monetary gift to settle the score. Because Phoenix feels like she must abuse other people, she appears to have the power to be in control of any situation that might come her way. Throughout Welty’s â€Å"A Worn Path,† Phoenix Jackson and her actions symbolize her to be a selfish and manipulative woman. Phoenix’s obsession with power, is the basis of her idea to manipulate other people; which is clearly explained through her dialogue with the persons she comes in contact with on her journey into town. Along with Phoenix’s obsession with being pitied upon by the hunter, she also feels like she never plans to succumb to defeat. When Phoenix replies to the old man’s question concerning why she was laying in the bushes; she said, â€Å" Lying on my ...

The Effect of Technology on My Life :: Exploratory Essays Research Papers

The Effect of Technology on My Life I roll around on my bed, tossing and turning. The blare from my alarm clock deafens my right ear, and I quickly throw an arm over to it and slam on the snooze button. It is 6 o'clock in the morning, and already technology has affected my life. I fall to my feet and walk towards the showers. Another form of technology is about to take over my life. Well, at least for the next ten to 20 minutes. The alarm clock, running water, these are only two of the millions of examples of technology I will encounter today. I place technology into two, well, three basic categories: Informative, which helps us obtain and use information, Communicative, which includes language, signs, and the like, and that help us communicate with each other, and Useful, such as electricity and running water. These are the things that make our lives easier and help us get through the day to day. Also, there are those things that we are taught. I believe that learning, such as being racist, is a technology. Okay, so I have four categories, all right? Education and Learning is the fourth. I believe this because you are not born a racist, you're your environment and those you are around teach you to be that way. Also, it ties in to other forms of technology. Like, when you're a baby, you can't speak, so you have no way to communicate how you fell. But as you grow older, you learn language t hat you hear being spoken around you. You slowly pick up on the words and phrases used to express desires and thoughts. This is learning and teaching as technology. This "story" is about how my life is affected by technology, and so I got to thinking: What better way to explain this than to take you (the reader) on a journey through a typical day in my life? Here we go. I've already woken up, and taken my shower, and now I trudge back to my room to get ready for my classes. I turn on my lamp (technology), without which I couldn't put on my make-up.

Reflection Summary Essay

Collaborate with your Learning Team to discuss the previous week’s objectives. Discuss what you learned, what could be applicable to your workplace or personal life, and how your knowledge has increased as a result of what you experienced through the learning activities in the previous week. Submit your team summary of the discussion in a 1-2 page Microsoft  ® Word document. General Questions – General General Questions Management Theory and Practice All Weeks, Assignments, Discussion Questions + Final Exam Refrain from plagiarizing as the consequences can be extreme. During your college life, you will likely write a lot of papers. Be certain you do not plagiarize the work of others. Your professors are pros at recognizing plagiarized work, so be sure to write your papers on your own. This file MGT 230 Week 3 Reflection Summary contains review of works during the last 3 weeks Collaborate with your Learning Team to discuss the previous week’s objectives. Discuss what you learned, what could be applicable to your workplace or personal life, and how your knowledge has increased as a result of what you experienced through the learning activities in the previous week. Submit your team summary of the discussion in a 1-2 page Microsoft  ® Word  document. General Questions – General General Questions Management Theory and Practice All Weeks, Assignments, Discussion Questions + Final Exam Refrain from plagiarizing as the consequences can be extreme. During your college life, you will likely write a lot of papers. Be certain you do not plagiarize the work of others. Your professors are pros at recognizing plagiarized work, so be sure to write your papers on your o†¦ To download this material Click this link – https://bitly.com/1oJNhBq Refrain from plagiarizing as the consequences can be extreme. During your college life, you will likely write a lot of papers. Be certain you do not plagiarize the work of others. Your professors are pros at recognizing plagiarized work, so be sure to write your papers on your own. General Questions – General General Questions Management Theory and Practice All Weeks, Assignments, Discussion Questions + Final Exam

Police Ethics Essay

For every profession, there is an associated code of ethics, which dictate the norms for the practice of that particular profession. Thus we have business ethics and medical ethics to guide professional in the relevant fields. These guidelines are ethical codes, based on moral reasoning, formed to deliver the good (product or service) through proper means. Sometimes the codes of ethics are formed and evaluated with respect to relevant laws and sometimes with respect to moral laws. Police ethics is applying the above principles to policing. It should be noted here that police ethics is considerably under developed compared to medical or business ethics. This is mainly because of the misunderstanding of the need of police ethics. Law and ethics are different perspectives that are relevant for professions. The lifeline of law and order for any society is obviously its police force. Only when the police are seen to be righteous, the people would have respect and confidence on them. The public would be willing to cooperate and help police personnel, only when they remain trust worthy. It is therefore very important for the police personnel to command the respect and goodwill of the people, to function effectively. The public-police relationship is vital, for maintaining law and order, and this relationship can be strengthened only when police conduct themselves in appropriate manner. Every police officer must realize that they need to be law-abiding citizens too, and serve the society with an unbargained commitment and desire (Proctor, 1997). Members of the police department have to adhere to a code of morality or ethics, if they have to win and retain the trust and respect of the society they serve. It is only when they act in an unfair or inappropriate manner, compromising on their responsibilities and values, that they fall low, in public esteem. High ranking officers in police department have powers and privileges given to them, to help them to perform better in their duty of service to the public. When these are misused, used with bias, or unused for reasons of personal interest; then they defeat the purpose for which they were established. In doing so, the relevant officers have used their power and privileges to harm the society, instead of using it to help society. Police department personnel should avoid relationships that can be interpreted as being unfair or partial. They should realize that accepting gifts and favors are not too far from direct bribes, as these too must carry a sense of gratitude and obliging. Favors particularly, keep flowing out for any police staff, either on duty or off duty. Small time favors that don’t look bad include free transport, low pricing, meals and refreshments, and home-based delivery/services. Even if the officer accepts these with a mindset of not going to oblige, or go out of the way to repay the favor, the provider of the favor expects one. It is unethical if such a gesture is not repaid. If these are unconsciously accepted at the initial stages, an urge to receive more, gradually develops, which soon gets transformed as a right to receive. The community and police service expect law enforcement personnel to lead a honorable and decent life. Inappropriate conduct in private life, disrespecting the law or seeking special privileges reflect appropriately, not only on the officer but the police service as a whole. Police officers need to refrain from accepting such favors in the course of executing their duty. Most department members do not hesitate to seek favors directed towards cutting departmental expenses; on most occasions. This looks normal to the police higher officials too, as they are under instruction to reduce expenditures. Sometimes they may have received administrative orders too, saying that repair or replacement would take time, or cannot be done till the close of the financial year. Such policies only encourage the relevant police staff to look to external free sources. These include repair and maintenance of their premises, small stationary requirements, convict needs etc. It is unfortunate that no one within the government machinery is either aware or realize the negative consequences of such policies. These officers need to realize the extent of public participation in law enforcement, in accordance with binding ethics. Even in their interaction with their own suppliers, the department can be benefited with higher quality and lower costs, when the officers concerned stand up to the same without accepting favors. There are several ways to benefit, directly or indirectly, from unethical conduct. A twisted officer can develop opportunities of benefit from any and every situation. It requires a honest and duty bound officer to turn down benefit aspects and execute the job. Honest and straightforward officers carry with them the credibility of their department. It requires self-commitment and voluntary adoption of ethics to perform in a manner worthy of public respect. It is indeed sad that many police officers have preferred to amass wealth through their disrespect of integrity. As these officers are mostly part of the law enforcement machinery, they often get away unchecked. The only way such tainted officers can be reformed is by self-judgment and choice, rather than external enforcement. Although there are several such dishonest and corrupt policemen, it is only those few, who uphold values and ethics against all adversities, that the department still commands respect and trust. The code of ethics helps police officers to make decisions in dilemma situations, on a day-to-day basis. The ethics toolkit issued by the International Association of Chiefs of Police, emphasizes on the do’s and don’ts of the police, with regard to legal and ethical conduct. It identifies accountability as â€Å"the duty of all officers to truthfully acknowledge and explain their actions and decisions when requested to do so by an authorized member of this agency without deception or subterfuge†. Although the toolkit does not bar police officials from receiving gifts and other items of value, it emphasizes that those receiving unsolicited gifts and items should report the receipt of such things. If required, they should also provide a detailed report of the circumstances under which they were received. Officers should also not buy or keep articles or properties found, impounded, recovered or abandoned. Police officers, through their position in law enforcement, gain access to information; which again should not be used for financial gains or benefits. An important misuse of police power is when they use their powers to resolve personal problems (i.e. problems and issues of the police officer or his friends and relatives). Officers should not involve themselves in ordinary roles like arresting, booking traffic violations, etc., when they are not traveling in a marked police vehicle. The duty of a law enforcement officer is primarily to be in self-compliance with the law, himself. The officer should be aware of law enforcements upon himself, when he is on duty, enforcing it. The officer should realize that his presence in the force and the force itself has been established in line with the community welfare aspirations. Whether the officer is engaged at the local, state or federal level, he plays a role in enforcing the community or public will, a will of safety, security and equality of all. Through all his actions, the officer should defend this system and be careful not to encroach upon it. The law enforcement officer should use his powers to arrest offenders, only in accord with all existing laws (IIT, 2008). At time of arresting, the officer should respect the rights of the offender. In executing the arrest, the officer should only use the minimum physical force necessary. The officer needs to conduct himself with respect to self-compliance, to uphold the law, when dealing with both, law abiders and law violators. It is evident that police officers, who are properly educated and trained, are able to respond better to ethical and moral situations demanded by their professions. It is very important for police officers to be able to overcome their moral and ethical dilemmas, for them to perform their duties and obligations in a professional way (Pagon, 2003). The police officer should be familiar with the principles of police ethics and needs to be trained in moral reasoning and ethics based decision-making. Supervisors have an important role in establishing and promoting the spirit of the code of ethics. They should be role models in the community’s effort of delivering impartial, effective and professional policing service. The supervisors should ensure that individuals under their guidance and responsibility develop their professional performance. They should question and address behaviors which violate conduct codes, apart from reporting wherever appropriate (NIPB, 2007). The supervisor’s responsibility of maintaining professional standards and integrity can be facilitated by advice, corrective or appropriate action. When complaints of misconducts are brought by public, the supervisor must investigate and take appropriate actions. He should send a message that there would be no compromise on any actions by any staff that are directed to personal interests. The police officers of today face a tough challenge of maintaining law and order in the society like never before. The enforcement officers of today combat crimes, law and order situations and risks that were not relevant ever before. Life style changes, technological developments and international relevance for all happenings, have made the job tougher. There is no doubt that for the compromising officer, such situations open up newer avenues of quick money and wealth. But for the honest officer, he would be without all such illegal benefits. Tainted officers may go free, enjoy their ill-gotten wealth; but it is the money earned by honest means that give the satisfaction and peace of mind. Apart from satisfaction, there is an immense sense of self-value, that one would cherish forever. Living on legitimate earnings, is in several ways, a pride to the family and the community, to which the officer belongs. An honest officer needs no certificate. He is easily identified and respected by the public and his very own colleagues. The most capable and respectful officer is perhaps one, who can say each day to himself â€Å"I don’t fall for money or favors†. REFERENCES Proctor S.T. 1997. Metropolitan Police Department Ethics and Integrity. [Electronic Version] retrieved on 24th March 2008 from http://www.dcwatch.com/police/971215.htm International Association of Chiefs of Police (2002) Ethics Toolkit [Electronic Version] retrieved on 25th March 2008 from http://www.theiacp.org/profassist/ethics/model_policy.htm Illinois Institute of Technology CSEP (2008) Canons of police ethics [Electronic Version] retrieved on 25th March 2008 from http://ethics.iit.edu/codes/coe/int.assoc.chiefs.police.canons.html Pagon M. (2003) Police ethics and integrity [Electronic Version] retrieved on 26th March 2008 from http://www.police-studies.com/papers/police-ethics-integrity.pdf Northern Ireland Policing Board (2007) Code of ethics for the police service of Northern Ireland integrity [Electronic Version] retrieved on 26th March 2008 from http://www.nipolicingboard.org.uk/nipb_ethics.pdf